Frequently Asked Question

The time to receive funds can vary, but typically, it's faster than traditional loans. Once approved, funds can be available within 24-48 hours. 

Trust: Building a personal relationship helps the lender develop trust in your business and your ability to manage finances responsibly. This trust can lead to better terms, such as higher credit limits or lower rates.

Strategic Support: Beyond just lending, they might offer strategic advice, help with financial planning, or connect you with additional resources.

Customized Solutions: Lenders who know you well can offer more customized and flexible terms that align with your business’s specific circumstances.

1. A minimum FICO score of 550

2. Monthly gross revenue of at least $10,000

3. Business must be based in the United States

4. Last 3 months business bank statements 

Adaptable Financing Options: We offer flexible terms and conditions to accommodate your business’s cash flow and repayment capabilities. This flexibility helps you manage your finances more effectively and handle unexpected challenges.

Open Communication: We maintain open lines of communication to address any questions or concerns you may have, ensuring a transparent and collaborative relationship. We will meet with you in person address your conflict and find a solution. 

Business Development Support: Beyond lending, we provide access to tools and resources that can help with business planning, market analysis, and growth strategies.

Networking Opportunities: We can connect you with valuable business contacts and resources that may benefit your company.

1. Expense Management: It allows you to manage larger expenses without having to liquidate assets or use high-interest credit cards.

2. Flexibility: Unlike traditional loans, an unsecured line of credit provides flexibility. You can borrow up to a set limit and only pay interest on the amount you actually use.

3. No Collateral Required: Since it's unsecured, you don’t need to pledge assets like property or equipment as collateral. This reduces risk for your business and preserves your assets.

Data Encryption: LendingLords uses encryption to protect your information both during transmission and while stored. This ensures that your data is secure from unauthorized access and breaches.

LendingLords complies with relevant data protection laws and regulations, such as GDPR, CCPA, or other applicable standards. This includes adhering to industry best practices for data security and privacy.